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Retirement Financial Strategies

The Three-Bucket Strategy to Address Changing Financial Needs Throughout Retirement
Financial expert Harold Evensky's "Three-Bucket Strategy" offers retirees a sophisticated method to diversify funds and adapt to changing financial needs. By allocating resources across short-term, medium-term, and long-term horizons, this strategy provides financial stability even amidst market volatility.
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4% Rule: The Golden Strategy for Retirement Planning
The 4% rule, a guideline proposed by American finance expert William Bengen in 1994, suggests that with proper investment management, you can withdraw 4% of your principal annually for living expenses without depleting your savings.
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